Obtaining Medical Care Without Health Insurance

Unfortunately, health insurance is not available to everybody at all times. Therefore, many times people who have been seriously injured in a car accident in Phoenix or other incident need medical treatment but they don’t have the money to get it. Of course, the emergency room and immediate hospital treatment to keep them alive and to take care of the urgent matters will be taken care of, but then they have large medical bills. In fact, medical bills, according to some reports, are the cause of more than half of all bankruptcies in the United States. Moreover, even forgetting the financial ramifications, what is someone supposed to do if they need to get to a doctor and they have no money to pay the doctor and they have no insurance?

First, sometimes there is insurance available that they did not have through the state. In Arizona this is called AHCCCS. However, when that is not available, it is important to find a lawyer who can get the person to a trusted well-respected set of physicians to treat them on a “lien.” Not any doctor who will treat on a lien qualifies, in our opinion. Sometimes, there may be doctors who will be great for the “legal case” but are not great at taking care of their patients and providing the best medical care possible. The real goal is to get a lawyer who understands the importance of making sure that the personal injury plaintiff – the client – gets better and gets the best possible medical care. In addition, to get the best possible medical care now, when it is needed, and find a doctor who is willing to wait, this is something that can be obtained in most situations. Therefore, for someone who has been seriously injured and needs medical care but they do not have access to doctors and they do not have health insurance, sometimes it is required to find a trusted well-respected personal injury lawyer in Arizona to help them get the care they need.

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