If you do talk to your insurance company before hiring an attorney, know that every statement you make to the insurance adjuster opens the door for abuse. Through “judicial admission,” also known as “admission against interest,” something you state that is not to your benefit, can be used against you in the court of law or at a later date.
Some insurance adjusters will even go so far as to say that you admitted causing the accident, even if you never said so. Whether it’s true or not, this statement will be allowed into evidence and will instantly undermine your credibility in front of a jury. Now, simply because you spoke to your insurance adjuster before talking with a lawyer and had an expectation of honesty and fairness, you have to deal with an issue that should have never come up in the first place. Furthermore, besides causing the judge or jury to question whether you or the insurance company is telling the truth, these kinds of issues also prolong cases dramatically. What would have concluded in an early settlement in a matter of months may now drag on for years.
You’ve likely heard of the Miranda warning on a crime show on TV or in an action movie. If not, these are the rights that are read by the police to people being arrested. They start off stating: “You have the right to remain silent. Anything you say can and will be used against you.” Well, this is a very real warning that should be taken to heart when dealing with insurance companies. It’s critical that you understand that anything you say to insurance companies can and most certainly WILL BE used against you in order to minimize the amount of money paid out to you. Some insurance companies will do whatever it takes in order to maximize profits – even if that means twisting your words or flat out lying about something you said.
So please, remain silent with your insurance company. Call the skilled Mesa personal injury attorneys at Breyer Law Offices, P.C. and let us do the talking for you. We’ve dealt with insurance companies for years and we know how to go about ensuring you receive fair compensation for your injuries and damages. If you’d like to schedule a free, no obligation consultation to discuss your case, please contact our offices at 480-753-4534.