How Do I Make a Claim Against a Driver With No Insurance? (Part One)

It’s a fact. Almost a quarter of drivers in the State of Arizona do not have any car insurance. To make matters worse, a recent study showed that because of the economy, more and more people are dropping their insurance altogether. For those who aren’t, many are decreasing the amount of car coverage they carry.

As a result, we’ve seen many auto accidents in Mesa, Arizona where the person who caused the accident didn’t have any insurance coverage. For someone who is seriously injured, and did nothing wrong, this can be especially frustrating. The reality of the situation is that there isn’t a magic bullet that can fix the entire situation. But don’t despair completely, either. By finding a skilled Mesa car accident lawyer, you may be able to receive compensation for the injuries and damages you sustained.

First of all, the fact that the at-fault driver says they don’t have insurance doesn’t mean that there is no insurance claim. There is a chance that the driver is lying and simply didn’t want to tell you that they do in fact have insurance. We’ve actually seen this happen in many cases and a quick investigation uncovers available insurance that can pay for things like medical bills, lost wages, and related expenses.

In other cases, someone may be driving someone else’s car and may not know that they have insurance. We’ve also seen some instances where someone is driving a car owned by their employer and they’re uncertain as to what kind of insurance their employer has. Again, this just takes some simple investigative work to uncover available policies. Therefore, even if someone denies having insurance coverage, don’t always assume that’s true. It’s a good idea to hire an experienced Mesa, Arizona attorney who can quickly uncover all available insurance policies. Contact Breyer Law Offices, P.C. today for a free consultation regarding your auto accident case.

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