The Importance of Understanding your Homeowner’s Insurance Policy

As experienced Arizona personal injury attorneys, we do everything possible to educate homeowner’s on the importance of understanding their Arizona homeowner’s insurance policy. According to reports from AAA Arizona, many people do not understand the coverage provided by their insurance policy. Some homeowner’s insurance policies in Arizona include limits for personal injuries that occur on your property, though many people elect low-cost policies with minimal or no coverage. According to the Arizona Department of Health Services (AZDHS), the average unintentional injury results in emergency room costs of more than $12,000 followed by inpatient and outpatient visits. This discrepancy could leave the average home injury victim responsible for thousands of dollars when they are injured on someone else’s property. Some of the most common causes of injuries on private property that a good homeowner’s insurance policy can help with include:

  • Accidents in your swimming pool;
  • Visitors to your home being bitten by your dog; and
  • Guests in your home falling down your stairs.

What to Do if You Are Injured in an Arizona Home

Accidents happen in even the safest Arizona homes and injury victims should always make an effort to find out the policy limitations on the negligent person’s homeowner’s insurance policy. Injury victims should seek out immediate medical attention to ensure that their injuries are taken care of and do not become aggravated. Depending on the circumstances of your injuries, you should also consider contacting an Arizona personal injury attorney who understands homeowner liability and can help you decide how to best proceed with your case.

Why Call an Arizona Home Injury Attorney

If you’re injured in a private Arizona home, it is important to reach out to an Arizona personal injury attorney who understands Arizona Homeowner’s insurance policies and homeowner liability. Attorneys Alexis and Mark Breyer understand homeowner liability and have the knowledge to negotiate settlements for people who are injured in private homes. We do everything to secure the needed compensation to take care of medical costs, loss of income due to required time off work, and other associated damages. Call the Husband and Wife Law Team for a no-cost review of your personal injury case today.

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