The Importance of Maricopa County Homeowners Insurance

Arizona Property Slip FallAs experienced Maricopa County premises liability attorneys, we know that having the right homeowner’s insurance policy is important. Most homeowners believe that their insurance policy protects them from damages to the inside and outside of their home. And they’re right. But a good insurance policy does more than that: it protects homeowners in the event that a person is accidentally injured or killed while on their property. Homeowners should do an annual review with their homeowner’s insurance agent to ensure that their policy includes Personal Liability Coverage and Medical Coverage limits. Limits for these coverages should be estimated based on the worth of your assets as well as the amount of money you make, and should be high enough to protect you and your assets in the event of a lawsuit.

What to Do if Someone is Injured at Your Maricopa County Home

This insurance can protect homeowners in the event that an individual is injured or killed on their property. Some examples include if an invitee slips while walking down your stairs, or falls in a place in your house that is not properly lit, or slips on something on the ground. If someone is injured in a slip and fall accident at your home while visiting you, the first thing you should do is get help by taking them to the hospital or calling an ambulance, if necessary. Next, you should make a call to your insurance agent, who can help you understand your policy and what to expect if you are sued by the injured individual.

What a Maricopa County Personal Injury Attorney Does to Help

People who are injured on another person’s property should consider reaching out to a skilled Maricopa County personal injury attorney. The Husband and Wife Law Team can help to review the negligent homeowner’s insurance policy and determine how best to proceed in reaching an agreement that will benefit the victim. We negotiate fair settlements that include compensation for medical expenses, any associated property damages, and even wages lost for those that miss work during recovery. Call the attorneys at the Breyer Law Offices, P.C. and let us help you decide how best to handle your injury case.

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